Payment methods and invoices

Which payment methods Sprecho accepts, how card and SEPA payments are processed through Mollie, and where to find and download your invoices as PDFs.

Updated August 23, 20263 min read
ProEnterprise

Sprecho's checkout runs inside the desktop app, not on the website. You pick a plan, enter a billing address and choose how to pay — and every payment produces a proper invoice you can download as a PDF.

Accepted payment methods

Method Processed by Notes
Credit / debit card Mollie Card details are entered in Mollie's own fields and never reach Sprecho's servers
SEPA Direct Debit Mollie Enter IBAN and account holder; the first charge is processed within 1–2 business days
PayPal PayPal Approved in a PayPal window; each purchase needs its own approval
Invoice / bank transfer Enterprise (team) purchases only, 14-day payment terms

Mollie is a European payment provider. Sprecho never stores your card number or your bank details — the checkout says so on the payment step, and it is literally true: those fields belong to Mollie.

A saved card or SEPA mandate can be reused for a later plan change. A PayPal subscription cannot — PayPal requires a fresh approval for each purchase, so switching plans on PayPal means going through the PayPal window again.

Paying by invoice (Enterprise)

Enterprise team purchases can choose Invoice at the payment step instead of a card. Sprecho emails the invoice, payment terms are 14 days, and the licences activate automatically as soon as the bank transfer arrives.

This option is not offered for personal Pro subscriptions.

Where your invoices live

  1. Open Sprecho and go to Settings → Plans & Billing.
  2. Scroll to Invoice History.

Every invoice is listed with:

  • the invoice number
  • the date
  • the amount
  • the status — paid, open, cancelled or draft

Click Download PDF on a row to save it. Team admins and owners see their team's invoices in the same place.

Cancelled invoices that have been replaced by a credit note are not shown; what you see is what is actually owed or paid.

Getting your business details onto the invoice

The invoice is built from the billing address stored on your account, so fill it in before you pay rather than asking for a correction afterwards.

  1. Go to Settings → Plans & Billing → Billing Address.
  2. Fill in Full Name, Street, Postal Code, City and Country.
  3. For a business purchase, switch on Purchase as a company and add the Company name and your VAT ID.
  4. Click Save.

Your country decides how VAT is applied, and a valid EU VAT ID outside Germany triggers reverse charge. See VAT and business billing.

Changing your payment method

Go to Settings → Plans & Billing → Payment Method and click Update. The current method is shown there — Card, SEPA Direct Debit, PayPal or Bank Transfer — or "No payment method on file" if there is none.

You will also be offered your existing card or SEPA mandate when you change plans, so you do not have to re-enter it.

Before you pay

The order summary shows the net subtotal, any coupon discount, the VAT line and the total before you confirm. The button is labelled Order with obligation to pay, and nothing is charged before you click it.

The subscription then renews automatically for the period you chose, with no minimum term, until you cancel. See Change or cancel your subscription.

Current prices are on the pricing page.

Frequently asked questions

Credit and debit cards, SEPA Direct Debit and PayPal. Cards and SEPA are processed by Mollie, a European payment provider. Enterprise customers can additionally pay by invoice and bank transfer.

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